Bankruptcy

Chapter 7 & 13 Bankruptcy Law, Jeffrey S. Hanna, Savannah, Ga.

Jeffrey Hanna offers Savannah and the surrounding areas prompt, professional legal assistance for individuals seeking help with filing for bankruptcy and re-establishing their credit.  From foreclosure to creditor harassment, Mr. Hanna has all of the knowledge and experience to help you.  We file electronically, which ensures immediate protection from harassing creditors, and we will also pull your credit report, obtain the value of your property, and complete all of the necessary paperwork for you.

Our Bankruptcy Law Representation Includes:
Chapter 7 and Chapter 13 Bankruptcy

Bankruptcy Representation

Chapter 7 Bankruptcy
When you file a bankruptcy, creditors and collection agencies are required to make all collection efforts through your legal representative. Mr. Hanna provides knowledgeable advice and legal guidance for each and every client struggling with financial difficulties. In order to put an end to threats of repossession, wage garnishment, foreclosure and creditor harassment, Chapter 7 bankruptcy may be your best option.

Chapter 7 Bankruptcy Includes:

Chapter 13 Bankruptcy
Not everyone can qualify to completely eliminate debt, as in the case of a Chapter 7 bankruptcy. You will need to speak to a qualified attorney to determine which form of bankruptcy is right for you. A Chapter 13 bankruptcy allows you to consolidate all of your financial obligations into a court-supervised debt repayment plan. When filing for Chapter 13 bankruptcy, you can save thousands of dollars in interest and penalties. From your free initial consultation to your final debt payments, Mr. Hanna will guide you through the bankruptcy process and provide you with a comprehensive understanding of your legal options and how to continue living debt-free.

Chapter 13 Bankruptcy includes:

A Chapter 13 bankruptcy may be an option for you even if you do not qualify for a Chapter 7 bankruptcy, due to a past receipt of debt discharge from a Chapter 7. Call today to find out which form of bankruptcy fits your current financial situation and give yourself peace of mind.

Our Bankruptcy Services Include Legal Representation for:

Foreclosure: The current status of our economy has made foreclosure a real possibility for homeowners struggling to pay their mortgage. Call Jeffrey S. Hanna, attorney at law, and stop the process of foreclosure before it starts. If your home is already in foreclosure, it's still not too late. Mr. Hanna can slow or stop the process of foreclosure and help you keep your property.

Small Business Bankruptcy: There are many risks for business owners when they find themselves in financial difficulty. They may not realize that even if they are a corporation or an LLC, they may still be personally liable for some debts and even payroll taxes. The sole proprietor is at even more risk! Having an attorney can help you protect your assets to the fullest extent possible while also helping you to deal with the financial difficulties of your business. A Chapter 7 business bankruptcy and a Chapter 7 personal bankruptcy are not the same thing. In the case of a business, assets and operations are liquidated, and outstanding debts are paid from these proceeds. Attorney Jeffrey S. Hanna will help you, the business owner, protect your personal assets from payroll taxes and other claims. A Chapter 13 business bankruptcy is often used by the sole proprietor of an unincorporated business to gain debt relief while continuing on with the business. Whatever your situation, you will need sound legal assistance to navigate your way out of financial difficulty and into financial freedom.

Harassment: One of the most stressful aspects of financial difficulties is the constant harassment that can be inflicted by creditors. Once you file for bankruptcy, the court will order an automatic stay. This will stop all repossessions, foreclosures, garnishments and any other collection efforts. If you do receive any phone calls, simply refer them to us, and we will handle it; put a stop to the embarrassment and hassle of having to handle it yourself.

Wage Garnishment: Your employer may be court ordered to deduct a certain amount of money from your paycheck until a debt you owe is paid in full. Wage garnishments can have a negative impact on your credit, your reputation and your ability to open a bank account. Sometimes a garnishment can make it difficult or impossible for you to pay even your basic living expenses. When you file for bankruptcy, an automatic stay is ordered that halts the garnishment and any other credit collections until the bankruptcy is completed and the debts are discharged.

Repossession: When your creditor threatens to repossess personal property, it may be time to contact an attorney. There are actions you can take to avoid repossession, and in some cases you may even be able to get back something that has already been repossessed. Filing for bankruptcy will automatically stop any repossession efforts. Our friendly, professional staff is here to walk you through the process, from the first step of eliminating debt to the final step of financial freedom. For all your bankruptcy needs, Jeffrey S. Hanna will provide you with quality legal representation from start to finish.

Call Jeffrey S. Hanna, Attorney at Law to set up a consultation.   If you have any other questions or comments, please contact us.